Loan Structuring

Segar Consulting, LLC offers investment consulting services for commercial real estate owners who need assistance navigating the often cumbersome loan restructuring process. The professionals at Segar Consulting, LLC, comprised of experts with varied backgrounds in finance, have the unique advantage of understanding all sides of this complicated process. This advantage helps the group negotiate successful loan modifications that benefit all parties. Segar Consulting, LLC carefully assesses the individual needs of their clients, and then assists those clients in finding the best options for both their short and long-term goals. Our successful negotiations have resulted in Discounted Payoffs (DPO), debt subordinations (A/B Notes), interest rate and amortization relief, maturity extensions, assumptions and recapitalizations.

Columbia University has prepared the CMBS Workout Map which details the complexity involved in working with and through the master and/or special servicer responsible for the servicing of the individual CMBS loan. Whether it is a simple forbearance, a more complex modification or restructuring, or a battle to avoid a bankruptcy and foreclosure, this process is fraught with danger for any borrower without the experience or proper guidance necessary to navigate these treacherous waters.

Our process begins with the receipt of summary property and loan information. This information includes property type, location, loan amount and terms, historical operating information, and the identity of the lender or special servicer. To streamline this process, the Segar Consulting property submission form can be found in the contact us section or this link.

For each assignment undertaken, Segar Consulting will leverage the combined 120+ years’ experience of its key principles to develop an appropriate strategy “plan of attack” for approaching the master and/or special servicer to optimize its client’s outcome and effectively advocate for their clients throughout the CMBS workout process.